FREQUENTLY ASKED QUESTIONS
FAQS
Here are some of our most frequently asked questions. If you can’t find the answer you are looking for just go to our Contact Us page and send your question over or give us a call. We will have one of our Team members follow up in a timely manner.
CREDIT REPAIR PRICING
You can Get Started right now by completing the short form in the “Get Started” page. Within moments you will have a friendly credit repair specialist reach out to you to answer any questions you have as well as go over your credit file with you.
On our Pricing Page we have a list of payment plans. Each plan is unique to your needs.
Depending on the plan you choose, there is a one-time startup fee. You will be charged upon signing up and your disputes will be sent out immediately. After enrollment, you will be charged once every thirty days your membership fee that you choose.
- No. You will never need to pay more for extra services. If you need it, we’ll be here to help.
- Our service includes a detailed evaluation to create a specific plan of action for you that will help you reach your highest score possible.
- Due to our efficiency, our overall removal rate for our clients is 87%. We dispute all of your negatively impacting items immediately. We do not dispute one item at a time like other credit repair agencies with the motive of keeping you in their program for a long-period of time.
- If you sign up today we should have your first round results in 30-34 days due to the credit bureaus having 30 days on average to process disputes.
- You should see results each month you are in our program.
- You can view your results each month on your secure personalized portal while you’re in our program.
We dispute ALL of your negatively impacting items at once.
Credit Repair is the process of removing inaccurate or erroneous information from your credit report. Our job is to dispute these questionable items with all three credit bureaus to ensure your profile is accurate and up-to-date.
Nope. With our program there are no surprises or hidden fees. Simply email your representative the date you are seeking to cancel by.
If you and your significant other are looking to sign up together, the startup fee for the second person is 50% off.
No you do not. If you live together and want to sign up at the same time, we want to help you out as much as possible.
We are not a debt consolidation company. However we consider ourselves Credit Pros and are here to help you. We can offer advice and scenarios that could potentially lead you in the right direction.
Great question. We offer a FREE CONSULTATION to anyone considering our services. Even if you’re not sure, schedule a FREE Consultation and we will review your credit report for any potential improvements. We run our business with integrity and a majority of our business is by Word of Mouth so we perform at the highest level for everyone.
Yes! Payment History determines 35% of your credit score. The best way to avoid Late Payments and Collections is to set your bills on Auto-Pay so you don’t forget. The on time payments over time will reflect on your credit report. Even though you credit score may not go up as much, when you apply for a new loan or credit card the lender will prioritize on time payments.
The bureaus are also what we call Credit Reporting Agencies.
They are privately held companies that sell your personal and financial information in the form of “credit reports” to businesses (like Visa, American Express, MasterCard, etc.) who use that information to make an educated decision on whether or not to lend to you.
Due to secret-keeping behavior by these companies in the past, and the ever-increasing importance of credit in the lives of Americans, the government created laws to empower consumers to defend themselves from misrepresentation in the financial world.
Unfortunately, even with these laws in place, the processes to challenge these entities and the information they report about can be very complex and time-consuming. That’s why consumers hire us to work on their behalf.
While being based in Orlando, Florida we service EVERYONE NATIONWIDE.
Our Team at GROW WITH CREDIT does all of the work for you.
Everyone’s situation is very unique. Sometimes the Creditors and Credit Bureaus have done everything right and we have no case against them. On average clients are able to remove 85% of the negative items from a Credit Report.